Tony witnessed firsthand the market crashes of 2002 and most recently 2008 and the devastation it caused to many. (There were flagship mutual funds and blue-chip companies that lost over half their value in 2008 and 2009.) Many retired investors who were required to take distributions found their accounts diminishing with less money to work with if and when the market recovered.
After witnessing his own grandmother's conservative account fall in value, Tony realized there had to be a better way to ensure the safety and income most stock and mutual funds could not provide. Tony canceled his securities license and began focusing exclusively on guaranteed lifetime income annuities. Almost everybody lost something from 2008 to 2009; and even those had their money in "safe accounts such as CDs and fixed annuities" probably lost somewhere else whether it be real estate depreciation, inflation, lower values on their 401(k)s, personal IRAs, etc.
With many taking a hit on the money they had worked for several years to save, it was time to focus on guarantees and safety.
Retirement Income Solutions Company Values
For those who are looking for financial advice, we realize the available options are many and deciding who to work with is a challenging problem. Listed below are our Company Values which we hope will give you a better understanding of how we operate.
People Matter – We believe that each person is innately valuable and worthy of respect and honor. We believe that relationships matter and that business is relational, top to bottom. People First, Money Second is a priority statement that places people and relationships ahead of financial matters.
Integrity Matters – We believe that integrity and truth matter. We believe we need to conduct our business in such a way that we are “above reproach". We believe suitability and ethical practices come from placing a high value on other people and their needs before our own.
Communication Matters – We believe that communication with our client partners builds and maintains the trust that is necessary for business relationships to reach their full potential. We believe that our client partners deserve the type of communication that is frequent, timely, truthful, & relevant.
Service Matters – We believe that good service is practical and that great service is necessary in the pursuit of business excellence.
Plan For Your Future
There is no one “best place” to put your retirement money because each individual and couple has unique requirements, different tolerances for risk, and need their money at different times. Likewise, there is no one place to keep your money that fits everyone for exactly the same reasons. Your unique circumstances must be taken into consideration if you seek to find the “most favorable place” for your retirement money. This is where we can be of service.